Commercial Insurance

Commercial Property

Coverage can be provided under a “Fire and Named Perils” policy, or alternatively, on an “All Risks” policy, protecting items such as office furniture, equipment, machinery, and stock against physical loss or damage as a result of insured perils.

Contractors All Risk

This policy covers loss or damage to construction works and may also include protection against injury to persons on-site and accidental damage to third party property.

Business Interruption

This policy provides protection for your business when you are unable to operate as a result of a covered loss, which includes loss of income and fixed expenses.

Theft Insurance

This policy provides coverage for theft losses (theft following forcible and violent entry of and or exit from the business) and resultant damage caused to the premises.

Public Liability

This policy provides coverage for any third party who suffers accidental bodily injury or death, or damage to their property whilst at your business premises.

Employers Liability

An employers liability policy will cover the employer for lawsuits brought against them by an employee who has sustained bodily injury or death as a result of the employers’ negligence.

Professional Indemnity

Professionals such as architects, lawyers, and accountants face daily liabilities. This policy covers against liability for losses resulting from neglect, error or omissions for professionals that provide advice and services.